What type of agreement can
you check?
Any agreement that is current with a balance of £3,000
or over. This would include:
Credit / Store cards
Secured Loans
Home improvement Loans
Personal Loans
Car Loans
What is the cost to me?
There is an initial audit fee of £295 to be sent
with the claim.
This is for the solicitor to audit your agreement to see
if you have a claim.
How long does it take?
This could vary from lender to lender depending on how
much resistance they put up. We estimate that is should
take between 6-12 months once the audit has come back.
I’m in a debt management
plan, can I still claim?
Yes you can still make a claim to reduce your overall
liability.
I’m in an IVA, can
I still claim?
No, unfortunately, there would be no benefit to you to
make a claim in this instance.
How long will it be before
I know if I have a claim?
You would usually know in around 30 days. However, some
lenders are not sending out the necessary information
in time and these cases are taking a little longer.
What if I can’t find
my agreement?
Don’t worry, we will send off for a copy from the
lender.
If it went to court, are
there any further costs for me?
In the unlikely event it went to court, all costs are
covered on a no win- no fee basis by our solicitors.
